Usa tu SGMM para tratar dolores crónicos de columna
El 80% de los mexicanos sufrirá dolor de espalda alguna vez. Te explicamos cómo tu seguro puede cubrir desde terapias hasta cirugías.
Dolor fuerte de espalda: Señales de alerta
Si experimentas estos síntomas, tu SGMM podría cubrir una emergencia médica o cirugía urgente:”
- 🔴 Dolor que se irradia a piernas o brazos (posible compresión nerviosa).
- 🔴 Pérdida de control de esfínteres o debilidad muscular (riesgo de daño neurológico permanente).
- 🔴 Dolor nocturno que no mejora con reposo (podría indicar tumores o infecciones vertebrales).
En estos casos, tu seguro de gastos médicos mayores cubre desde hospitalización hasta intervenciones quirúrgicas.
Dolor intenso de espalda y sus causas comunes
Las causas más frecuentes (y cómo tu SGMM las diagnostica):
- Hernias discales: Cubre resonancias magnéticas y cirugía de descompresión.
- Estenosis espinal: Incluye laminectomías (eliminación de tejido que presiona la médula).
- Fracturas vertebrales: SGMM aplica para vertebroplastia o fusión espinal.
El 70% de estos diagnósticos requieren imágenes médicas. Afortunadamente, tu seguro cubre estos estudios si un especialista los justifica.
Dolores lumbares: ¿Operación o tratamiento conservador?
Si sufres dolor lumbar persistente, es clave evaluar si requiere cirugía. Muchos pacientes agotan primero opciones como fisioterapia o infiltraciones por cuenta propia, sin saber que su Seguro de Gastos Médicos Mayores (SGMM) podría cubrir directamente la cirugía cuando existe:
- Hernias discales graves (con compresión nerviosa confirmada por estudios de imagen).
- Estenosis lumbar severa que limita la movilidad.
- Espondilolistesis (desplazamiento vertebral).
La ventaja de usar tu SGMM es que cubre el 100% de procedimientos como:
- Discectomía (extracción del disco dañado).
- Fusión vertebral (con implantes autorizados).
- Cirugía mínimamente invasiva (con recuperación más rápida).
Importante: La mayoría de pólizas no requieren tratamientos previos fallidos para autorizar la cirugía si un neurocirujano certificado justifica la necesidad médica. Te ayudamos a validar tus coberturas y agendar valoraciones quirúrgicas sin costo.
Dolor en la cintura: ¿Relacionado con la columna?
No todo dolor en la cintura es muscular. Pruebas cubiertas por tu SGMM para detectar problemas vertebrales:
- Rayos X lumbar: Diagnóstico inicial (cubre 80% de pólizas).
- Electromiografía: Si hay sospecha de daño en nervios ciáticos.
- Análisis de sangre: Para descartar infecciones o artritis.
“Si el dolor persiste más de 3 semanas, tu seguro podría aprobar una valoración con neurocirujano.”
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